I’m back. I hope everyone had great holidays. I know I did.
If one of your big resolutions is to become much more fiscal responsible, but you also have the desire to travel more, here are some ideas that might help you.
- Are you carrying around debt? That stress is not good for anyone. And it is especially not good for families. Make a list of all your debts, and start paying them off one by one. It will help if you live simply during this time.
- Do you have a monthly budget that you live by? Making a plan and sticking it will really help you. It may also open your eyes to some discretionary spending you might want to cut out, at least for a time.
- Consider opening a travel savings account. Decide on an amount to put into this special savings account.. Think about putting your extra money in there. You will love watching that grow.
- Eating out is a huge expense for many of us Americans. Learn to cook. You may be surprised how much you actually save.